New Trust Blocks Features Designed for Families and Advisors

Most of life now lives online.

Bank logins. Email. Photos. Passwords. Cloud files. Subscriptions. A phone that holds the keys to all of it.

For a long time, getting this organized felt like a chore you would "get to someday." And for the advisors who help families plan, the digital side often slipped through the cracks entirely.

We have been working to change that.

Trust Blocks is built to make digital planning calm and clear, both for everyday families and for the professionals who guide them. This update walks through the features that matter most to each group, and how they fit together.

Nothing here requires special skills. The whole point is to make a hard topic feel simple.

What Trust Blocks Is, in Plain Words

Before we tour the features, here is the short version.

Trust Blocks is a digital estate planning app for families, available on the web and on mobile. It helps you gather the important parts of your digital life, keep them organized and secure, and choose a trusted person to receive access when the time comes.

That trusted person has a specific name in Trust Blocks: your Transfer Contact. We will come back to them, because they are at the center of the whole plan.

The features below are not about adding complexity. They are about removing it. Each one answers a question a family might face, and each one gives advisors a clearer way to help.

If you are brand new to the idea, our overview of why your family needs a digital access plan is a gentle place to start.

Features That Make Family Digital Planning Simpler

The heart of Trust Blocks is organization. Instead of one giant, intimidating list, your digital life is sorted into clear sections. Each section answers a different question your loved ones might ask.

This structure is what makes family digital planning approachable. You are never staring at a blank page. You are filling in calm, labeled spaces, one at a time.

Start with the Essentials

When someone needs to step in for you, they rarely need everything at once. They need a few key things first.

The Essentials section holds the five items families typically need right away:

• Your phone passcode, which is often the key to everything else
• Your primary email login, used to reset most other accounts
• Your cloud storage, where photos and documents usually live
• Your main bank account details
• Important instructions, like where your will is kept or a safe combination

If a loved one had only these five things, they could handle most urgent situations. That is the idea. Begin with what matters most, and the rest can follow.

Capture your Online Accounts

Past the essentials, most of us carry dozens of other logins. They deserve a home too.

The Online Accounts section can hold things like:

• Financial and investment accounts
• Your password manager master password
• Two-factor authentication backup codes
• Subscriptions and auto bill payments
• Cryptocurrency and wallets
• Security questions and general logins

You do not have to add all of these in one sitting. Add a few today. Add a few more next week. The list grows with you, at your pace.

Don't overlook your Devices

Phones and computers are the doors to your digital life. If your family cannot get into them, they may be locked out of everything else.

The Devices section helps you note details for:

• Mobile devices like phones and tablets
• Computers and laptops
• Smart home gear
• Your home WiFi network

These small details are easy to forget and surprisingly important. They are often the first thing a loved one reaches for.

Plan your Digital Legacy

The Digital Legacy section is where organization turns into a real plan.

Here you can think through how your accounts should be managed, which devices should be shut down, what files to share, and how to handle financial matters. You can leave notes for final conversations and personal wishes, and record thoughts on digital privacy.

It is the part of Trust Blocks that connects your information to your intentions. Not just "here is the account," but "here is what I would like done."

The Transfer Contact: The Person Your Plan Is Built Around

Organizing your accounts is only half the picture. The other half is deciding who receives access, and when.

This is where the Transfer Contact comes in.

What a Transfer Contact is

A Transfer Contact is the trusted person you choose to receive your digital information if you pass away or become unable to manage things yourself.

It might be a spouse, an adult child, a sibling, or a close friend. It is someone you trust to act with care.

Importantly, your Transfer Contact does not get access to your private information today. They are simply the person your plan is built to reach, so that the right hands receive the right information at the right time.

Why naming one person brings calm

Without a clear Transfer Contact, families tend to guess. Several people try to help at once. Steps get missed, or repeated. Confusion grows at the worst possible moment.

Naming a single trusted person removes that uncertainty. Everyone knows who is responsible. The plan has a clear destination.

If you would like help thinking through who to choose, our guide to preparing your digital accounts for family is a useful companion.

Security: The Feature Underneath Every Other Feature

A fair question comes up here. If all of this sensitive information lives in one place, is that safe?

Security is the most important part of Trust Blocks, and it shapes every feature we build. Secure digital planning is not a bonus we added later. It is the foundation everything else stands on.

End-to-end encryption and zero-knowledge design

Trust Blocks is built with end-to-end encryption and a zero-knowledge design.

In plain language, your stored secrets are scrambled in a way the company cannot read. Trust Blocks never sees your passwords, codes, or private notes.

You unlock your own information with a PIN and your own authentication. The crypto that protects your data is handled securely on the server side, while the keys to your information stay with you, not with us.

One secure place beats scattered notes

Compare that to how most people store this information today. Loose notes. An unlocked spreadsheet. A text file hopefully named something other than "passwords."

A purpose-built, encrypted system is far safer than those everyday habits. If you want a closer look at the difference, we wrote about a password list versus a real digital estate plan.

You can read more about our approach on the security page and the privacy page. Trust is in the name for a reason.

When the Time Comes: The Account Transfer Flow

Planning is one thing. The hard moment is another.

When a loved one passes away or can no longer manage their affairs, families are often left staring at a locked screen, unsure where to begin. This is the exact moment Trust Blocks is designed for.

A guided handoff, not a guessing game

Trust Blocks includes a guided Account Transfer process. It hands a person's organized digital information to their chosen Transfer Contact in a careful, step-by-step way.

Instead of searching drawers and devices, the Transfer Contact follows a clear path. They see the essentials first. They receive the instructions left behind. They know what was wanted.

This turns a chaotic, painful search into a calm, guided process. You can learn more on the account transfer page.

Why this matters

The goal is to spare families the worst of the confusion.

No frantic calls to banks. No locked phones. No wondering whether an important account was missed. Just clear, organized information, ready when it is needed most.

For a fuller picture of what families face without a plan, see what happens to online accounts when you die.

Advisor Digital Planning Tools That Fit Into Your Practice

Trust Blocks is built for families, but families rarely plan alone. They often lean on professionals they already trust.

That is why a growing set of Trust Blocks advisor tools is designed to fit naturally into the work financial advisors, estate attorneys, and elder-care specialists already do.

A clearer conversation with clients

Digital assets used to be an awkward topic. Many clients had never thought about their phone passcode or email login as part of an estate at all.

Trust Blocks gives advisors a simple, concrete way to raise the subject. Instead of an abstract warning, you can point to a clear, organized system that covers the essentials, online accounts, devices, and digital legacy.

The structure does the explaining for you. Clients can see exactly what a complete plan includes, which makes advisor digital planning conversations feel productive rather than overwhelming.

A complement to the work you already do

Trust Blocks is not a replacement for legal or financial advice. It is a digital planning layer that sits alongside the wills, trusts, and financial plans you help create.

Your clients still rely on you for the big decisions. Trust Blocks simply helps make sure the digital pieces are organized, secure, and ready to reach the right Transfer Contact.

You can see how this fits a professional practice on our pages for advisors and helpers. For more on framing the topic with clients, our digital estate planning checklist is a handy reference to share.

An affiliate path for trusted referrers

Many professionals already recommend tools they believe in. Trust Blocks includes an advisor and affiliate program for exactly that.

If you regularly guide clients through life's harder transitions, you can recommend Trust Blocks as part of how you help them prepare. It is a way to add value to your relationships while pointing families toward secure, organized digital planning.

The spirit here is simple. Good planning works best when families and their advisors use the same clear system.

How Families and Advisors Use Trust Blocks Together

The features above are stronger together than apart.

A family gets a calm, organized place for their digital life. An advisor gets a concrete tool to raise an often-missed topic. And both share the same vocabulary, from the Essentials section to the Transfer Contact.

A shared starting point

When a family and an advisor use the same structure, nothing gets lost in translation.

The advisor can suggest starting with the Essentials. The family can do exactly that, in a few minutes. The next conversation begins from real progress, not a blank page.

Built to grow over time

Digital lives change. New accounts open, old ones close, devices get replaced.

Because Trust Blocks is organized into clear sections, keeping a plan current is a quick review rather than a rebuild. Families can revisit it once or twice a year, and advisors can fold a brief digital check-in into the reviews they already run. Our guide on how to organize your digital life pairs well with a first session.

Frequently Asked Questions

Are these features for families, advisors, or both?

Both. Trust Blocks features are built first for families who want their digital life organized and secure, and the advisor tools help professionals guide those same families with clarity. The two sides share one structure, so everyone speaks the same language.

Do I need to be a security expert to use Trust Blocks?

No. Trust Blocks handles the hard parts for you with end-to-end encryption and a zero-knowledge design. You simply unlock your own information with a PIN and your own authentication, and the company never sees your stored secrets.

What is a Transfer Contact, exactly?

A Transfer Contact is the trusted person you choose to receive your digital information if you pass away or can no longer manage things. They do not get access today; they are the person your plan is built to reach when it is truly needed.

How does Trust Blocks fit with an advisor's existing services?

It complements them. Trust Blocks is not legal or financial advice; it is a digital planning layer that sits alongside the wills, trusts, and plans an advisor helps create, keeping the digital pieces organized and ready.

Can I start small instead of entering everything at once?

Yes. Trust Blocks is designed for small, calm steps. Begin with your Essentials and your Transfer Contact, then add more accounts and details over time as it suits you.

Key Takeaways

• Trust Blocks features sort your digital life into clear sections: Essentials, Online Accounts, Devices, and Digital Legacy.
• Family digital planning is built to start small and grow, so no one has to finish everything at once.
• The Transfer Contact is the trusted person your plan is built to reach when access is needed.
• Secure digital planning is the foundation, with end-to-end encryption and a zero-knowledge design that keeps the company from seeing your secrets.
• A guided Account Transfer flow hands organized information to the Transfer Contact, calmly and step by step.
• Advisor digital planning tools and an affiliate program help professionals raise the topic and guide clients with the same clear system families use.

Your Next Steps

Whether you are a family getting organized or an advisor guiding one, here is a short way to begin:

1. **For families: list your Essentials.** Write down your phone passcode and primary email login first.

2. **Pick your Transfer Contact.** Choose the one trusted person your plan will reach.

3. **Add your top accounts and devices.** Start with your main bank, your phone, and your WiFi so nothing is locked away.

4. **Leave one clear instruction.** Where is your will? Any safe combinations? Write it down.

5. **For advisors: explore the tools.** Review the [advisors](/advisors) and [helpers](/helpers) pages to see how Trust Blocks fits your practice.

6. **Set a review reminder.** Revisit the plan once or twice a year to keep it current.

A clear plan today can spare a family confusion tomorrow. Explore how Trust Blocks can help on our home page, or browse more guides on the blog. When you are ready, reach out for support. Good planning, for families and advisors alike, can start with one small step.